NRPS promotes, among others, interoperability - the state when end-users or consumers are able to transfer funds from one account to another account in any participating BSP supervised financial institution (bank or electronic money issuer). By enabling interoperability, sustained adoption of electronic payments is plausible as electronic transactions are made more convenient.

NRPS likewise facilitates and supports the delivery of a wide range of financial products that cater to the needs of all users, especially the small-value, high frequency payers of the low-income segment. As more end-users or consumers avail of electronic payment services, the growth in transaction volume will help achieve economies of scale, which may further bring down cost to the consumers.